HOME LOANS
The technology of blockchain allows peer-to-peer transactions to take place on a decentralized platform. The innovation of monetary transactions has allowed faster, transparent, and secure transactions to take place with comparatively minimal inputs from the parties involved. This technology has therefore enabled various startups to use blockchain on their platform.
Home Loan has initiated a project that incorporates a peer-to-peer lending service that works with cryptocurrency and is secured by real estate. It will promote a much easier and fairer way to take home loans.
HOUSEHOLD LOANS is an easily accessible financial platform whereby people from all over the world can turn their savings into real estate-backed HLCoin currencies to get a return on real estate loans, property purchases and income protection from inflation. In the future we will be able to help all the 1.6 billion people who do not have their own housing, and also all those who, for whatever reason, are rejected by the bank, adding it to the new global decentralization cryptosystem.
COUNTRIES WHERE IT IS IMPOSSIBLE TO OBTAIN A MORTGAGE
Thailand
Very often Asian countries including Thailand (which is popular among investors and Downshifters) give loans only to local residents. This means that in order to obtain a mortgage, a borrower must acquire a residence permit or even a citizenship of the country in advance.
Netherlands
One of the requirements for the approval of a loan in the Netherlands is the need to generate income in the EU countries. If the applicant has this privilege then he has chances, otherwise he should rely solely on his own resources.
Norway
Norway is definitely not the most popular country for foreigners to get a mortgage but if such a desire is still appeared the borrower must prove the income is earned in the territory of the EU.
Very often Asian countries including Thailand (which is popular among investors and Downshifters) give loans only to local residents. This means that in order to obtain a mortgage, a borrower must acquire a residence permit or even a citizenship of the country in advance.
Netherlands
One of the requirements for the approval of a loan in the Netherlands is the need to generate income in the EU countries. If the applicant has this privilege then he has chances, otherwise he should rely solely on his own resources.
Norway
Norway is definitely not the most popular country for foreigners to get a mortgage but if such a desire is still appeared the borrower must prove the income is earned in the territory of the EU.
Website: http://home-loans.io/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
Italy
The situation with mortgages is even more complicated in Italy. It is required not only to open an account with a local bank in advance and actively use it but also to have real estate on the Apennine peninsula or in the Eurozone. Some Italian banks give loans only to citizens with a valid residence permit.
Japan
There are few banks specializing in issuing loans to foreigners in Japan and in most cases in order to get a mortgage, it is required to have a permanent residence or even citizenship of the country.
The solution provided by the HOME LOANS platform :
as a platform for investment in real estate secured loans worldwide, is built on the basis of the Ethereal platform. The HLCoin Token platform will be equipped with real estate objects and will be traded on crypto exchanges. HOME LOANS platforms use complex algorithms to predict the credit worthiness of all customers and within just 20 minutes borrowers can get their first loan to buy real estate in their life only from their smartphone.
as a platform for investment in real estate secured loans worldwide, is built on the basis of the Ethereal platform. The HLCoin Token platform will be equipped with real estate objects and will be traded on crypto exchanges. HOME LOANS platforms use complex algorithms to predict the credit worthiness of all customers and within just 20 minutes borrowers can get their first loan to buy real estate in their life only from their smartphone.
All customers have the ability to pay less interest and have a higher credit rating, if they use our platform more often. All Large Data and Aggregate Credits are stored in Blockchain. Thousands of investors have access to the millions of new customers we bring into the world economy and millions of people will have the opportunity to purchase property anywhere in the world.
Website: http://home-loans.io/
Whitepaper: http://home-loans.io/White_Paper_ENG.pdf
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